Mortgage

Post the sub prime crisis, Banks have been refusing credit to most borrowers and following strict lending criteria. The tight liquidity conditions and slowdown of secondary market for loans have worsened matters. However, the current scenario provides numerous opportunities for Banks to create innovative products, re-look at risks, enhance productivity, streamline and automate manual processes and reduce overall costs, to make a fresh start.

Arsin has worked with leading global Mortgage organizations, and successfully developed and tested innovative solutions in the areas of origination, servicing, compliance and real time decision support systems. We have specialized expertise and experience in developing and testing lending products.Over the years, thorough implementation of best practices in all phases of SDLC, Arsin has built and tested mission critical business applications for the Mortgage industry.

Solutions for Mortgage application Testing

Arsin offers software testing services to its clients that cover the entire spectrum of mortgage industry from loan origination to loan servicing.

Loan origination & fulfillment systems
Consumer and wholesale systems
Secondary marketing
Loan servicing
Reporting and Pipeline Management
Entitlement systems
Valuation system
Middleware rule based Artificial Intelligence systems
Voice systems
Pricing and Fee engines
Fraud detector systems
Reverse mortgage
B2B/B2C portals

Type of Testing for mortgage systems:

Extended Functional Unit Testing
Usability Testing
Functional Testing- Manual and Automation
Systems integration testing
Performance/Stress Testing at Application, Web Service, Database layer
Security Testing- Web application security assessment

Accelerators for Mortgage

Our MortGAT accelerator for Mortgage test automation reduces the test cycle time by 40% Features-MortGAT for Mortgage

Automation Library contains functions which were written by taking into consideration different phases in Mortgage Applications which would have Borrower Information, Credit Report, Loan details, Underwriting, Registration and Submit.
These functions are flexible enough to modify according to the customer requirements.
The properties of all the objects in the application have been assigned to unique constants which are stored in Object Model